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Living on Less

Living on Less: Entertainment

by Jessica on January 27, 2010

in Living Intentionally

Just as a quick recap for those of you who may have just start following along, this week I’m sharing how we live on less. First I shared our mission and philosophy to live on less and then yesterday how we eat on less.

Today we’re moving right along to entertainment. I feel like we need some dramatic music, so here we go…

Okay, now we’re ready to move on.

Monday I shared briefly how we stay happily entertained without a TV or stereo. We use to have a TV, but it was on the fritz so we left it when we moved. But we still get to watch our favorite shows thanks to the amazing world of the world wide web.

I have to make a quick confession: we have two radios, but they’re just in our alarm clocks. Does that count?

photo by just Luh

photo by just Luh

We watch all of our television on Hulu or YouTube. We make personalized radio stations on Pandora. Rent movies from RedBox and make the most out of our library system.

There’s a variety of sources out there for your viewing and listening pleasure.

  • Pandora & Last.fm
    • Internet radio that you can customize to your taste. Few commercials, thumb up or down songs, plays songs based on your likes, dislikes, and musical style of those songs.
    • A kind of radio that customizes music to your  taste
  • Lala
    • First 25 songs are free
    • You can listen to the full song before you buy
    • Unlimited web page is $.10, download for $.79 and compatible with Windows Media Player & iTunes (but cheaper than iTunes!)
  • RedBox
    • A $1 dvd rental (even blue-ray rentals)
    • Keep it for 24 hours for a buck…each day is $1 plus tax.
    • Lots of movies, conveniently located at grocery stores, drugstores (Walgreens, etc), and even McDonald’s!
  • Hulu & Fancast
    • Free TV and (some) movies in high quality.
    • Some shows have a few days (up to a week) delay.
  • You Tube
    • Mostly amatuer hilariousness.
    • Lots of full-length Masterpiece Theater/period drama pieces.
    • Full music videos from recording artists.
    • Great place to watch movie trailers.
  • Cancel the Cable (Your Guide to Free TV)
    • I heard about this recently on NPR.
    • Gives you directions on the different ways to get free TV at home: over the air (antennas, USB/HDTV tuners), internet tv (free, pay, internet TV devices), PC to TV, and more.
    • As we don’t have cable I can’t vouch for the in’s and out’s of this site personally.
  • Your Local Library
    • Movies, Books, Music – all for free!
    • Make use of interlibrary loan
There you have it ladies and gentlemen, uncomplicated and mostly free entertainment! Simple as that.

How do you save on entertainment? Are there any good sites out there I’ve missed?

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Living on Less: Eating

by Jessica on January 26, 2010

in Living Intentionally

Yesterday I shared our philosophy of  living on less. Today I’ll share how we eat well and stay full on a grocery budget of $40 a week.

Once again, I want to emphasize this is how we do it. This style may or may not be for you, but I do want to encourage you to spend your money wisely and, perhaps, if you feel led reevaluate your budget. The end goal is to live for the Kingdom, not see how close we can get our bill to zero.

When Joe and I first got married we spent about $60 a week on groceries, after awhile we cut back to $50, and then $40 a week. It took time getting used to shopping for two people instead of one and knowing what we were going to eat. Have you ever done that? Gone to the grocery store and have your pantry full, but still not know what to cook for dinner? Me too.

Let me introduce you to two words that helped reign in our budget and bring sanity to my mind: menu plan.

Before I got pregnant with Joey I worked full-time, so I would often come home tired from my day and have no clue what I was going to make for dinner. Of course, I’d find a recipe and then realize I didn’t have one or two ingredients, should have already thawed the meat, or it’d take an hour in the oven. Frustrating.

Finally I jumped on the menu planning bandwagon and it has made life so much easier. I set aside time toward the end of the week to plan my next week’s menu, check the pantry for the ingredients I already have, and write my grocery list. It has made life so much easier for us. Even though meals may get switched around or saved for another date, I have a game plan and we get to eat.

So…you probably thinking ‘quit babbling and tell me how you do this $40 a week thing.’ Okay, I will.

How We Spend $40 a Week on Groceries

photo by J-P F

Menu Planning. Like I already said, menu planning helps out a whole lot. Check out Organizing Junkie’s Menu Plan Monday meme is you need ideas for getting started.
Make a list and stick to it. Knowing the ingredients I need makes grocery shopping so much easier, especially when I have a toddler. I’m in and out. I know what I need, I know where it is, and I’m gone. If I don’t come with a list you can pretty much guarantee I’ll wander the aisles and add a few other things that I didn’t really need.
Eat real food. I hope no one takes offense at this, but Hamburger Helper isn’t real food. Not much in the middle of the grocery store is these days. It’s, as Michael Pollan author of In Defense of Food, would call,

“edible food-like substances, which is to say highly processed things that might be called yogurt, might be called cereals, whatever, but in fact are very intricate products of food science that are really imitations of foods” (see link).

This hits on the discussion between food and nutritionism. Stick with fresh produce as the anchor to your meals. It’s better for your health and if you buy what’s in season it’s even better for your wallet.

Eat less (or no) meat. One of the things that keeps our weekly food budget so low is that we rarely eat meat. We like to call ourselves de facto vegetarians, more for the economic factors than moral. I know this won’t work for a lot of families who have husbands who are meat and potato guys. My husband was a vegan for a year and then a vegetarian for three years. He’s also the guy who had a 24-hour meat fest in high school, so sometimes I’m surprised this works for us!

Eat out less. We rarely eat out and if we do it’s usually with a giftcard. On the occasions we do dine out we try to go to somewhere that has 1/2 appetizers during their happy hour. Most appetizers can constitute for a meal. Or try splitting a meal. Eat where the kids eat for free.

And while buffets can be tasty they aren’t always worth the money. You usually can’t take home leftovers and, really, how much sub-par Chinese food can you eat in an hour?

Cook from scratch. This is my favorite. I love to cook and bake and bring spices together into a tasty aroma. Mmmm…

Somewhere along the way cooking from scratch has gotten a bad rap. It’s really not that hard and takes about the same time as preparing prepackaged meals. I mean, seriously, pour in the pasta and your own spices or pour in the boxed pasta and cut open the the bag of powder and spices that’s been sitting on the grocery shelf for months and has a year to go before it expires. Really? Even the prep time between a boxed cake mix and one from scratch is minimal, though the latter is much more satisfying.

Cooking from scratch is therapeutic, healthier, and all around cheaper.

So…what do we eat?

More February 024

Our usual, quick breakfast is oatmeal. When time allows you’ll find us eating whole wheat pancakes, eggs with spinach and eggs, and every now and then Amish Baked Oatmeal or the very tasty (but very fattening) German Pancakes.

Our lunches are usually leftovers from various dinners of the previous evening or week.

Snacks are usually fruits, bread, leftovers, or cheese for Joey.

We get a bit more variety with our dinners. Here’s what this week’s menu looks like:

Fried Tilipia with lime and Chipotle Roasted Potatoes

Spinach Minestrone

Black Bean & Rice Enchiladas

Lentil Soup

Onion Soup

Mushroom Barley Soup

Other favorites are: Butternut Squash Pizza (with homemade crust), Sweet Potato & Onion Pizza, Pasta with Peanut Sauce, Healing Cabbage SoupEthiopian CabbagePotato Curry, Pasta E’ Fagioli, Black Bean Chili, and Nacho Lentil Casserole.

Does Joey eat what we eat?

IMG_7669

Yes, Joey (our 14-month old) eats what we eat. We don’t want to raise a picky eater, so we give him what we eat and he’s yet to turn it away! The only time we wouldn’t give him the same thing we’re eating is if it’s too spicy.

Where do we shop?

I usually shop at Wal-Mart’s Neighborhood Market. I just started shopping at Alidi’s last week and have saved $10-15 each week!

Since our goal to live on less is to be more generous in our giving the money we have leftover from each week’s shopping trip goes to a charitable organization. Some weeks it’s pennies, some dollars, others nothing.

So…how do you eat on a budget?

I’d love to hear your thoughts…

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Living on Less

by Jessica on January 25, 2010

in Living Intentionally

photo by DavidDMuir

photo by DavidDMuir

One of our goals as a family is to live sensibly, spend our money wisely, and to live within our means. We feel that this is not only a smart move economically, but is in line with God’s standard of living. In the Sermon on the Mount, Jesus implores his followers to

…not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in or steal; for where your treasure is, there your heart will be also. Matthew 6:19-21

What’s the point of hoarding wealth that has no eternal value and that we can’t take with us? It’s a vain pursuit. If we find ourselves in the pursuit of worldly treasures Jesus says our hearts and desires belong more to this world and its kingdom. As a Christian, that should not be so. It’s not safe and, if you belong to Jesus, it’s not who you are.

We still want to be wise with our money. Saving for big purchases, maintain an emergency fund, and the like. It’s not that money is inherently evil and we want no part of it, a lot of good can be accomplished with money, but we know the hindrances that come with debt and just how quickly money can enslave us.

No servant can serve two masters; for either he will hate the one and love the other, or else he will be devoted to one and despise the other You cannot serve God and wealth. Luke 16:13

Keep deception and lies far from me, Give me neither poverty nor riches; Feed me with the food that is my portion, That I not be full and deny You and say, “Who is the LORD?” Or that I not be in want and steal, And profane the name of my God. Proverbs 30:8-9

photo by eric731

photo by eric731

Our pastor concluded a series on money last Sunday and I wanted to share a few things he said that forced me to question my attitude toward money:

  • Our perspective on money is as pervasive as oxygen to our lungs.
  • Where’s our money going? Are we seeking to send our money on ahead and be apart of the kingdom Jesus has called us to?
  • The kingdom of God is the place where what God wants done is done. (Are we seeking to spend our money in a way that works to accomplish God’s will?)
  • Ask yourself: In this purchase, am I about to do it to serve God or myself?
  • What is more important: God or appearances?
  • Ask yourself: What is it that I am ultimately living for?
  • If you want to know where your heart is with God, follow the money.

You can hear the message in its entirety here.

We want to be a family that gives away generously to those in need and if we aren’t responsible with the money the Lord has given us, then how can we bless others with what we’ve already been blessed with?

We don’t need a brand new car with an expensive monthly payment, fancy electronics, or even the highest quality food. If we pursued these things at our current income level we’d likely find our way in debt pretty quickly. We’d be keeping up with the Jones’ as it seems many Americans are. It’s estimated that 43% of Americans spend more than they earn and some households carrying around $8,000 in debt or more (see link). And while some may be quick to blame the economy isn’t the acquiring of stuff an American pastime? A way to show our family, neighbors, and community just how well off we are? Even if they don’t have the money to pay for that new toy many people will buy it anyway. But why?

photo by Kenn Wilson

photo by Kenn Wilson

It’s an “I want, I need, I have to have…” attitude that is drowning bank accounts and killing souls.

I don’t want this post to be construed as me saying, “We’ve got it all together. We never make any mistakes with our money. And we’d never do what So-and-so did!” Believe me there are days when I wish I could blow some money on an expensive pair of shoes, buy a ton of clothes for spring, stock up on the cutest scrapbooking embellishments, pick-up Chick-fil-A for dinner, or fill my shopping cart with all those oh-so-adorable items at Target.

We’ve wasted money. Eaten out when we shouldn’t have. Invested in something that wasn’t such a hot idea. (Can we say Mary Kay? Yes, I was once a sales consultant. Never made it off the ground. It was going to make my life better, but it’s still sitting in a box on my bedroom floor. Seriously. Do you want some?) We’ve made mistakes and I can assure you that we’ll make them again.

Joe and I are both blessed to have parents who taught us how to be wise with our money and displayed that in their own lives. Both of our father’s were “money men” in their pre-retirement days–mine a fiscal officer in the Marine Corps and Joe’s spent time as city treasurer. I grew up hearing Dave Ramesy on the radio (my parents even taught Financial Peace classes for awhile) and saw many a young men and women gathered around our kitchen table asking for advice on how to get out of debt and manage their money. I am so very thankful for being raised in an environment where money was not an idol and giving generously was the norm. Shouldn’t that be our goal? To give generously because God was and is so generous to us.

This week I’m going to share how our family lives on less to honor God and bless others. How we budget and spend our money may not be the same way you should, this is just how God has led us. Here’s a few things you can expect:

  • How we eat on a budget of $40 a week for a family of 3 (without using coupons).
  • How we stay happily entertained without a TV or stereo.
  • How we get around on just one car.
  • How we stay out of debt.

Come back tomorrow to see the details of how we eat on less.

How has God changed your attitude on money and living for His kingdom?

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